Premium vs. deductible
Your premium is what you pay for coverage. Your deductible is an amount you may need to pay for covered care before certain benefits begin paying.
RESOURCES
Understand the terms before you compare the plans.
A few simple explanations can make health insurance much less intimidating. These resources are designed to help you know what questions to ask.
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Why provider networks matter
Health plans contract with groups of doctors, hospitals and facilities. Using in-network care can affect what you pay.
Copay vs. coinsurance
A copay is commonly a fixed amount for a service. Coinsurance is commonly a percentage of the allowed cost after applicable plan rules.
Medicare Advantage vs. Supplement
They work differently and are not interchangeable. Start by understanding how each relates to Original Medicare and your preferences.
FAQ
Common first questions.
Do I have to buy a plan if I request a quote?
No. A quote request simply gives us a way to understand what you need and follow up with information.
Can WIG help in Spanish?
Yes. Bilingual English and Spanish support is available.
Can you check whether my doctor takes a plan?
We can help you review available provider-directory information, but provider participation can change and should be confirmed with the plan and provider before enrollment or receiving care.
Are plan prices the same everywhere in Florida?
No. Availability and pricing can vary based on plan, location, age, household details and other eligibility factors.
Still have a question?That’s what the agents are here for.
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